MedHealth – Affordable Medical Cover for Every South African
Medical Insurance · South Africa

Private Healthcare
You Can Actually Afford

From R289/month. Day-to-day GP visits, hospital cover, dentistry, chronic medication — and 24/7 AI health support with MediBot.

No Medical Tests
🚑
24/7 Emergency Line
👨‍👩‍👧
Whole Family Cover
💬
MediBot on WhatsApp

Find Your Perfect Plan

4 quick questions — get a personalised recommendation

Who are you covering?
What's your main need?
What age group applies to you?
What's your monthly budget per person?
Recommended for you
Gold Max
R1 159 /month
    Get My Free Quote →
    50 000+
    Members Covered
    R289
    Cover from per month
    24/7
    Emergency & MediBot Support
    14+
    Plans Available

    Get Covered in 3 Simple Steps

    No queues. No paperwork. A dedicated consultant calls you to set everything up.

    01
    Complete your details
    Fill in the quick form on this page. Takes under 60 seconds — no medical tests, no hidden obligations.
    02
    Get a personal call
    A friendly consultant calls you during business hours from a 010, 087, or 0861 number to walk you through the best plan for your needs.
    03
    Activate your cover
    Once you're happy, your cover starts. Emergency services and MediBot are active immediately with no waiting periods.
    04
    Use it anytime
    Call the 24/7 Medical Hotline, chat with MediBot, visit a network GP or nurse — your cover is always there when you need it.
    MediBot

    Your AI Enquiry Assistant on WhatsApp

    Have questions about plans, pricing or benefits? Chat with MediBot on WhatsApp — instantly. No hold music.

    • 💬
      Ask About Any Plan or Benefit
      MediBot knows all the plans inside out. Ask about what's covered, waiting periods, pricing — in plain language.
    • 💰
      Get an Instant Estimate Quote
      Tell MediBot your details and get an estimated monthly premium on the spot. An agent confirms the final quote by phone.
    • 📞
      Book a Callback in Seconds
      Ready to talk to a consultant? MediBot captures your details and schedules a callback at a time that suits you.
    • 🕐
      Available 24/7 on WhatsApp
      Chat anytime — day or night. MediBot is always ready to help, even when the office is closed.
    Chat with MediBot on WhatsApp

    PLEASE NOTE

    MediBot provides an estimate quote only. An agent will call you to confirm your final quote and all the details before anything is activated.

    Choose the Cover That Fits Your Life

    All plans include 24/7 emergency services, ambulance, trauma support and MediBot access. This is medical insurance — not a medical aid scheme.

    Senior
    Day-to-Day Plan
    Senior – Ages 55+
    R1 379 /pm main member
    Spouse R1 269 · Child R449
    • 24/7 Telephonic Medical Hotline
    • Unlimited In-Person Nurse Consultations
    • Unlimited Virtual GP Consultations
    • Unlimited GP Consultations (pre-auth)
    • Out-of-network GP up to R300/visit
    • Specialist up to R1 700/yr (family R3 500)
    • Healthcare Screening 1x/year
    • OTC medication R500/yr (family R1 000)
    • Dentistry – scale, polish, extractions, fillings
    • Optometry every 24 months (Spec-Savers)
    • Maternity support + scans
    • Emergency Casualty Room R3 500/year
    Get This Plan
    Junior
    Day-to-Day Plan
    Junior – Children's Cover
    R859 /pm main member
    Child R449
    • 24/7 Telephonic Medical Hotline
    • Unlimited In-Person Nurse Consultations
    • Unlimited Virtual GP Consultations
    • GP Consultations (pre-auth required)
    • Out-of-network GP up to R300/visit
    • Specialist up to R4 000/family/year
    • OTC medication R500/yr (family R1 000)
    • Dentistry – scale, polish, extractions, fillings
    • Optometry every 24 months
    • Emergency Casualty Room R3 500/year
    Get This Plan

    How the Plans Stack Up

    Choose the type of cover you need, then compare the plans within that category.

    Day-to-Day cover pays for GP visits, medication, dentistry, optometry and more. Compare the Standard plan (for ages 18–54) with the Max plans to find the right level for your budget.

    Benefit Standard
    R929/pm
    Delta Max
    R839/pm
    Silver Max
    R1 049/pm
    Gold Max ★
    R1 159/pm
    Day-to-Day
    24/7 Medical Hotline
    In-Person Nurse Visits
    Virtual GP Consultations
    GP Consultations (network)UnlimitedUnlimitedUnlimitedUnlimited
    Out-of-network GPR300/visitR300/visitR300/visitR300/visit
    Specialist (single/yr)R2 000R1 400R1 600R2 000
    Specialist (family/yr)R4 000R2 300R3 800R4 000
    Healthcare Screening1x/year
    OTC Medication/yearR500R440R440R495
    Chronic MedicationOptional add-on24 conditions24 conditions24 conditions
    Dentistry & Optometry
    DentistryScale, polish, extractions, fillingsR1 750/yrScale, polish, extractionsScale, polish, extractions
    Optometry (Spec-Savers)Every 24 monthsEvery 24 monthsEvery 24 monthsEvery 24 months
    Hospital & Emergency
    Accident HospitalisationR200kR225kR250k
    Daily Illness HospitalisationFrom R22k/dayFrom R22k/day
    Serious Illness (lifetime)R225 000R300 000
    Day Clinic ProceduresR25 000/yrR25 000/yr
    Emergency Casualty RoomR3 500/yrR2 000/yrR2 500/yrR3 000/yr
    Always Included
    24/7 Emergency Response
    Trauma Support
    MediBot on WhatsApp

    ★ Recommended plan for most members. Senior (55+) plans are available with adjusted pricing — a consultant will advise on the right option for your age group.

    Real People. Real Peace of Mind.

    ★★★★★

    I called the 24/7 hotline at midnight when my daughter had a fever. The nurse walked me through everything calmly. The GP visit the next morning was completely covered. Worth every cent.

    TM
    Thandi M.
    Johannesburg · Delta Max member
    ★★★★★

    MediBot helped me understand my blood pressure medication before I even saw a doctor. Having that kind of help available at any time of day or night is something I never had before.

    SN
    Sipho N.
    Durban · Gold Max member
    ★★★★★

    After my car accident, the hospital cover kicked in immediately. They handled everything — from the emergency room to the Road Accident Fund claim. I didn't have to stress about a thing.

    LV
    Lerato V.
    Pretoria · Silver Max member

    Get Your Free Quote Today

    A consultant will call you during business hours — no pressure, just honest advice on the plan that suits your life and budget.

    • Takes less than 60 seconds to complete
    • No medical tests or blood work required
    • No spam — just one helpful call
    • Cover can start as early as this month
    • Expect a call from a 010, 087 or 0861 number
    • MediBot access included with every plan

    Your free quote is one step away

    Fill in your details and we'll match you with the right plan.

    We've Got Answers

    This is medical insurance — not a medical aid scheme. It is subject to demarcation regulations. Medical insurance is more affordable and accessible, but the cover differs from a full medical scheme. It is not a substitute for medical scheme membership.
    MediBot is an AI-powered health companion included with your plan. It can help you check symptoms, understand your medication, navigate your benefits, and find nearby network providers — available 24/7, right from your phone.
    Emergency services, trauma support and MediBot are available immediately. Day-to-day benefits (GP, nurse) have a 1-month waiting period. Chronic medication, dentistry and hospital benefits generally have a 3-month wait. Pre-existing conditions may carry a 12-month waiting period.
    Yes — you can add a spouse/adult partner and child dependants. Children are covered at a lower rate. A maximum of 7 dependants per policy applies. Members joining over the age of 54 may be subject to increased premiums.
    No medical tests or blood work are required. The insurer does not refuse membership on the basis of any means of discrimination, in accordance with demarcation regulations.
    You'll receive a WhatsApp message confirming your request. A consultant will then call you during business hours from a 010, 087 or 0861 number to help you choose the right plan and get you set up — no pressure.
    Chat with MediBot on WhatsApp